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Enjoy peace of mind for you and your family with extensive health coverage

Refundable Critical Illness Insurance Plan

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CareMore – Refundable Critical Illness Insurance Plan's competitive premium in offering coverage

Product  |  2020-10-23

An insurance product information digital platform has recently compared different types of critical illness insurance products in the market. It suggested that customers who have a whole life critical illness insurance plan but cannot get sufficient coverage due to its higher price, or wish to increase critical illness protection within limited budget, may consider taking out a term or refundable critical illness insurance plan. 

Among the products under research, Heng An Standard Life Asia’s CareMore – Refundable Critical Illness Insurance Plan (Benefit Option 1) has been commented by the platform for its competitive premium* in offering coverage of the top three critical illnesses, namely cancer, heart attack and stroke. With relatively lower premium, customers can enjoy coverage of the three major critical illnesses which account for over 90% of critical illness insurance claims.

Please refer to the article from the insurance product information platform for more details:

危疾保險不一定貴到離地 拆解定期及保費回贈危疾保險 

(The article is available in Chinese only)

CareMore – Refundable Critical Illness Insurance Plan offers competitive premium in different age groups. Please contact your financial adviser for further information.

*Research is based on the insured who is 45 aged non-smoking male and the sum assured is HK$1 million. 

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