_{Important Notes}

• _{Investment involves risk. It is important to note that the capital value of investments and the income from them may go down as well as up and may become valueless and investors may not get back the amount originally invested. Past performance contained in this press release is not a reliable indicator of future performance whilst any forecasts, projections and simulations contained herein should not be relied upon as an indication of future results.}
• _{This press release is for general circulation and informational purposes only, and the information and content provided herein are for general information and reference purposes only. When compiling this press release, no specific customer or purpose was considered, nor were any specific customer's investment objectives, financial situation, or personal circumstances or needs taken into account. This press release does not constitute, nor is it intended to be, and should not be construed as, financial, investment, tax, or any other advice. Any information and content stated or provided should not be construed as a solicitation, recommendation, or inducement to purchase any product (including but not limited to insurance products) or service. You should not use or rely on this press release for making any decisions. Heng An Standard Life (Asia) Limited (“HASL Asia”, or the “Company” hereafter) shall not be liable for any loss, damage, or other consequences whatsoever that may arise or be associated with any use or reliance on this press release and its opinions and/or information provided. Investors should evaluate the relevance, accuracy, and adequacy of the data, forecasts, and/or opinions contained in this press release and conduct independent investigations as they deem necessary or appropriate. If you have any questions regarding the content of this press release, you should seek independent professional advice. You should carefully read and understand the relevant product sales documents, especially the risk disclosure statements and warnings, before making any investment decisions.}
• _{The information contained in this press release is compiled based on sources that HASL Asia deems reliable; however, these sources have not been independently verified, and HASL Asia makes no express or implied representation or warranty as to the accuracy, validity, timeliness, completeness, or correctness of this press release and the opinions and/or information provided herein. Some statements in this press release may be considered forward-looking statements that provide current expectations or forecasts of future events. It is important not to rely excessively on such information. Any forecasts and opinions expressed in this press release are for general market commentary or illustration purposes only and do not constitute independent research reports. They do not provide investment advice or guarantee any returns. All opinions, forecasts, and estimates are judgments made by HASL Asia as of the date of this press release, and HASL Asia has no obligation to update the opinions and/or information provided in this press release, whether based on new information, future events, or other reasons. HASL Asia also has no obligation to update the actual results or to inform the public of any differences between the expected and actual results of forward-looking statements. The contents of this press release are subject to change without prior notice.}
• _{This press release is issued by HASL Asia and has not been reviewed by the Securities and Futures Commission of Hong Kong.}
• _{This press release is only intended for distribution in Hong Kong and may not be distributed in any jurisdiction where such distribution is prohibited. This document is owned by HASL Asia. Modification or change is not allowed without the HASL Asia’s prior consent.}
• _{©2023 Heng An Standard Life (Asia) Limited. All rights reserved.}