Who we are

Our brand

We strive to help customers get more from life with HASL Asia

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Company background

HASL Asia enjoys a unique blend of Western and Eastern heritage inherited from our UK and Mainland China background

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What we offer

Investment-linked insurance plans

Our investment-linked insurance plan may help you capture market potential and cater for your insurance needs

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Enjoy peace of mind for you and your family with extensive health coverage

Refundable Critical Illness Insurance Plan

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Interest rate

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FAQ

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Go green

Go green, go paperless Support environmental friendliness by moving away from paper to electronic notices

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Investment information

Professional investment management

Our investment-linked insurance plans offer a wide range of investment choices linked to underlying funds managed by reputable investment managers

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Notice in relation to investment choices

Stay fully informed on your investments with the up-to-date notices

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Our Investment Choices

Investment involves risks. Past performance is not indicative of future performance. For details of the risk factors, fees and charges of the plan, please refer to the offering documents of the relevant plan.

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Resources

Education series

Gain more understanding about your insurance with our guides, from basic principles to managing investments over the long term

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Market watch

Follow trends and get the latest information about various industry sectors and behaviours

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Glossary

A lexicon of insurance-related words to help aid your understanding

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Education series

ESG Sustainable Investments (ESG) - Socially Responsible Investment Solutions

ESG Sustainable Investments (hereinafter referred to as “ESG Investing”) is a relatively new concept of funds for which “Environment (E), “Social” (S) and “Governance” (G) factors are incorporated into investment decisions.  ESG investing strives to enhance financial returns as well as create a positive social impact in the long term.

The 3 pillars of ESG Investing: “Environment”, “Social” & “Governance”

ESG investing covers a broad range of topics.   Environment, in the context of ESG not only addresses specific pollution that has been a matter of public concern worldwide, but also involves any issues affecting human health and wellness such as climate changes, carbon emissions, deforestation, ocean and water resources.  Social concerns include equal opportunities for race and gender in the workplace, as well as the working conditions, benefits and occupational safety of employees. For governance, broad diversity in leadership, board of members and strong disclosure transparency are one of its key components. 

Customer’s awareness drives business practices in ESG

ESG investing has continued to surge in terms of numbers and market size in recent years, as customers expect more than just investment return[1][2]. They wish to better align finance with societal values through ESG investing, which could motivate the companies prioritizing the environment, social and governance considerations into business routines. In addition, governments around the world have increasingly strengthened the governance on corporate social responsibility. For example, the United Nations Climate Change Conference in November 2021 has agreed to adopt the Glasgow Climate Pact which aims to reduce coal consumption.  This brings many nations together to introduce more corresponding policies to mitigate the effects brought by climate change.

The benefits of Investing through Professionals managing ESG funds

ESG investing covers a rather broad range of subjects.  To build a sustainable portfolio and invest wisely, customers who intend to participate in ESG investing, may consider to invest through ESG funds with specific themes managed by professionals. As professionals generally capture the information and pulse of the financial markets well.  Besides, their capabilities of using complex methods and tools to collect data for analysis are higher.  These qualities enable them to better identify ESG investment opportunities over different asset classes and region, making a greater contribution to advance ESG investing.

As Financial markets change constantly, customers should act in a precautionary way. It is advisable to clearly understand their risk profile and product information before investing. They should also seek professional advice from financial consultants if it is necessary. For further information of the investment choices available, please visit: https://www.hengansl.com.hk/en/investment-information/our-investment-choices

1https://www.reuters.com/markets/us/how-2021-became-year-esg-investing-2021-12-23/
2https://www.bloomberg.com/professional/blog/esg-assets-may-hit-53-trillion-by-2025-a-third-of-global-aum/